In the state of South Carolina, community development practitioners have a history of organizing to capitalize on opportunities to create practical solutions for the state’s low- and moderate- income communities in both urban and rural areas. The statewide Community Development Corporation (CDC) association was founded in 1994 by four CDCs. And, in 2000, the state General Assembly provided $10 million in grants, loans and tax credits to certified CDCs by enacting a Community Economic Development Act. The legislation required a state certification of entities as CDCs and CDFIs. Even though CDFIs may be certified by the U.S. Treasury, the state of South Carolina is separate and apart from that process.